RFC Account | NRIAccount.com

RFC Account

An RFC (Resident Foreign Currency) account is a foreign currency bank account in India that can be maintained by a Non-resident Indian who has returned home for permanent settlement, after staying abroad for a minimum period of one year. An RFC account can be opened without any regulatory approval from the Reserve Bank of India.

What currencies can I operate my account with?

Your account can be operated in USD, GBP, JPY and Euro

How can I credit my account?

Your account can be credited in one or more of these ways:

Entire amount of foreign exchange brought to India at the time of return to India
Balances standing to the credit of NRE and FCNR accounts at the time of return
Income from overseas assets or sales proceeds from overseas assets
Entire amount of pension received from abroad

How can I withdraw my money?

Your money can be remitted abroad for bonafide purposes either for yourself or your dependants.

If you decide to go abroad again you can transfer your funds to NRE/FCNR account(s)

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