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Features | NRIAccount.com

RFC Account » Features

  • Facility available for NRIs who have returned/proposed to return to India on a permanent basis.
  • “Returning Indian” – a Non resident of Indian Nationality or origin can open and maintain RFC account.
  • The account will be denominated in USD, GBP, EURO.
  • The account can be held singly or jointly.
  • The account can be maintained in the form of Term Deposit account.
  • The entire amount brought in by returning Indians from abroad and or balances in their FCNR / NRE accounts can be converted and credited to such accounts.
  • NRIs who propose to return to India can remit the desired amount to the Bank with the request to open the account on their return to India.
  • Pension or other monetary benefits received from abroad, arising out of employment taken up abroad prior to his returning to India, can be credited to such accounts.
  • The balance in the account can be freely used for local disbursements.
  • Repatriation of balance held in RFC account or reconversion to NRE / FCNR account is permissible if the RFC account holder later become non-resident.
  • Loan facility is not available

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